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Watch what you say after a car accident

If you are involved in a car accident, the first thing you should do is assess your health. Did you suffer an injury? If so, make sure you receive immediate medical attention. It may be possible to get your own transportation to the hospital, but don't hesitate to contact an ambulance if necessary.

In the event that you are uninjured or do not require immediate medical attention, you will be presented with the opportunity to speak to the other driver, police, and witnesses. Remember this: You should always watch what you are saying.

When speaking with the other party, it is important to get his or her information. However, that should be the extent of the conversation. You should never admit fault or say you are sorry.

In addition to taking photos, collect witness contact information. This can include name, address, phone number, and email address. You can also get information from any police officer on the scene, such as his or her name, contact information, and badge number.

Once you are on the phone with your insurance agent, you should once again be careful of what you say. Don't admit fault. Don't tell them lies about injuries. And don't interject your opinion.

It is easy to get flustered after a motor vehicle accident, but it is imperative that you keep your cool. One wrong statement could come back to cause you harm in the future. It doesn't matter if you are injured or your vehicle is simply damaged, be sure to think twice before you open your mouth.

Source: Cars.com, "What To Do After a Car Accident," accessed June 11, 2015

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